Dealer Direct Finance


Commercial Hire Purchase

Commercial Hire Purchase is a similar agreement to that of a Chattel Mortgage, only in that the lender holds title of the security until all monies owing are paid.

Dealer Direct Finance's Commercial Hire Purchase is structured to preserve capital whilst buying a truck or bus fleet from generated income.


  • Spreads the cost of buying as the vehicle’s earnings pay for its acquisition
  • Vehicle is shown as an asset on the balance sheet
  • Operators can claim depreciation allowance
  • Interest element of repayments can be offset against taxable profits

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